Insurance Inspections

A Four Point Inspection Report often allows you to shop the best prices for your homeowner's insurance. This type of home inspection covers four specific areas which includes certification of:

1. Current electrical condition
2. Current plumbing conditions
3. Approximate life expectancy of current A/C unit
4. Approximate life expectancy and condition of current roof

A Four Point Inspection is typically required on older homes built prior to the 1980s. Sometimes these inspections are used by insurance companies to determine if they are willing to provide insurance on a home in its current state and/or determine what improvements would need to be made in order to insure the home. 

A Wind Mitigation Inspection verifies construction methods that provide greater protection from wind hurricane damage.  AND THEY SAVE YOU MONEY! Wind Mitigation discounts are applied towards the windstorm portion of your total insurance premium. Depending on where you are located in Florida, the windstorm portion is between 15% and 70% of the total windstorm portion of your insurance. The savings is usually in the form of of a check direct from your insurance company within 3-6 weeks and a discount on four subsequent years of your policy. To estimate your wind insurance savings you can to to: http://floridadisaster.org/wisc